1 (16 ounce) can refried beans
1 (8 ounce) container sour cream
1 (8 ounce) jar medium salsa
2 cups shredded Cheddar-Monterey Jack cheese blend

Cover a square/rectangle dish with the refried beans.
Then Layer on the sour cream, the salsa, then the shredded cheese.
Heat until warm.
Serve with corn chips.